Business Financing
As a branch of ARF Financial, which is a licensed lender by the California Department of Corporations. Since 2001, we have been providing unsecured business loans and lines of credit to restaurant, hospitality and retail business owners nationwide. We’ve helped tens of thousands of them obtain approvals with proceeds in excess of $1 billion.
The Lending Process
Starting from $50,000
1. Discovery Call
A financial expert learns the business's financial needs and operations, while the owner shares their financial situation and funding goals to find the best financing options.
2. Application Submittal
The business owner must submit a one-page application, the last three months of bank statements, and valid ID.
3. Preliminary Approval
The business owner can expect preliminary approval within 24 hours, based on sales volume.
4. Additional Requests
If the business owner agrees to the preliminary approval, the underwriting team will request additional documents, including landlord information, establishment images, and the signed final agreement.
5. Closing & Funding
After submitting the requested information, business owners can expect to close and fund within 5 business days
6. Draw Request
The business owner can request a draw the day the loan closes. For additional capital, they must wait 24 hours between draw requests.