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Business Loans

Business loans can cover real estate, construction, equipment, payroll, or nearly any need for your business.

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LOAN PURPOSE: All Business Needs.

INTEREST RATE: Rates vary,contact us to inquire.

LOAN AMOUNT: 25K - 350MM.

TERM: Short and Long.

BORROWER TYPE: Business Owner.

MINIMUM EXPERIENCE: 6 weeks +.

RESIDENCY CRITERIA: US Citizen, Or Legal Resident.

We also offer SBA Loans for qualifying small business owners. 

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FAQ's on Business Loans

How much can I qualify for?
Most lenders will average your monthly deposits and calculate your amount for revolving lines or term loans based on this. Additionally, they will evaluate your credit worthiness and time in business to make a final decision.
 
What documents do I need to provide?
We will ask that you provide your 2-3 most recent years of tax returns, a personal financial statement, valid identification, & most recent 3 months of business bank statements.
 
Will I get a hard inquiry on my credit?
Usually, you will not however, you will be required to obtain a copy of your credit report using one of the following companies: www.MyFico.com, www.Experian.com or www.identityiq.com.

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All other trademarks are the property of their respective owners, not endorsed or affiliated with any government entity. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Visit the NMLS Consumer Access website for regulatory information about us.

Figure: 7 TAC § 80.200(b) CONSUMER WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
PROSPERITY FUNDING, LLC.  NMLS: 1868681

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