About Us

We are a women owned business founded in Texas with a mission to provide reputable and trustworthy financing options to our local communities as well as foreign investors who take an interest in owning within the states. At America Presta, we have bridged the gap and opened the door to many individuals seeking financing for residential, multi-family, and commercial properties alike.

Our personnel speak Spanish & English and aim to provide a seamless process for our clients in their preferred language. Our company is not only dedicated to finding a financing solution for our clients but also focused on providing education to our applicants who may need help understanding the importance of income, debt reduction, credit, due diligence when evaluating potential buys, and cash flow analysis.

We are committed to changing our industry & through our unique process, we are creating clients for life, to which our homebuyers, investors, and realtors can attest. We believe in investing in people, including our own. We have a unique company culture that encourages our employees to prosper both personally and professionally. Our mission of passion, education, and prosperity drive everything we do as we change the lending industry one person at a time.

Our company's prime concerns are:
1. Customer Service above all else.
2. Answer all loan-related questions quickly with clear and direct answers.
3. Close your loan as quickly as possible.

What is Responsible Lending?
This is a conscious belief that we are all interconnected. It is our responsibility to provide our clients with affordable financing options in a moral and ethical way. A portion of our monthly profits gets injected into the local communities that we serve.

MEET OUR TEAM OF PROFESSIONALS

We are backed by more than 20 years of combined experience in the field of loans and investment.

Beatriz Cruz
Co-Founder/ Sr. Loan Officer
NMLS: 1565474
Phone: (832) 768-8697
Email: beatriz@americapresta.com

Ashley Arano
Co-Founder/ Sr. Loan Officer
NMLS: 2002345
Phone: (832) 301-6541
Email: ashley@americapresta.com

Austin A. Hevener

Loan Officer
NMLS: 2080341
Phone: (832)914-2114
Email: austin@americapresta.com

832 301 6541

info@prosperityef.com

All other trademarks are the property of their respective owners, not endorsed or affiliated with any government entity. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Visit the NMLS Consumer Access website for regulatory information about us.

Figure: 7 TAC § 80.200(b) CONSUMER WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
PROSPERITY FUNDING, LLC. NMLS: 1868681