SMS Terms
Prosperity Enterprise Funding LLC: DBA America Presta - Text Message Program Terms and Conditions
By enrolling in the Prosperity Enterprise Funding LLC: DBA America Presta text messaging program, you agree to the following terms and conditions. By enrolling, you certify that A) you are the account owner of the phone number enrolled to receive text messages, and consent to enroll or have the consent of the account owner to enroll, and B) you are over the age of 18 years. The FAM and FOAHI Texting Program is a subscription service. Prosperity Enterprise Funding LLC: DBA America Presta does not charge for this service, but your mobile service provider's message and data rates may apply. The texts will be sent through automated technology. Participation in the Prosperity Enterprise Funding LLC: DBA America Presta text messaging program is not required for purchase.
You will receive multiple recurring messages about promotions, products and services from Prosperity Enterprise Funding LLC: DBA America Presta, including messages related to the progress or status of your loan or financing request, information about the ongoing servicing of your loan, and product promotions. and services of Prosperity Enterprise Funding LLC: DBA America Presta. You may receive messages from different phone numbers if you interact with different Prosperity Enterprise Funding LLC: DBA America Presta loan officers. Messages may contain marketing content. You agree that these messages may include limited personal information about your loan or loan/financing application, and may also be viewed by anyone with access to your mobile phone or carrier account. You acknowledge and understand that messages are sent without encryption, which presents a certain security risk.
You may opt out at any time by texting STOP, calling XXX-XXX-XXXX, contacting your Prosperity Enterprise Funding LLC loan officer: DBA America Presta, or contacting us at Prosperity Enterprise Funding LLC: DBA America Presta, Attn: Legal/Customer Service, Adress, Suite #, City, TX ZIP. For help, text HELP or call your loan officer to adjust your preferences. Participating carriers include all US wireless carriers. Prosperity Enterprise Funding LLC: DBA America Presta and T-Mobile® are not responsible for delayed or undelivered messages. The product is not compatible with all mobile phone models. You can access our privacy policy here.
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Figure: 7 TAC § 80.200(b) CONSUMER WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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